Disability Income Insurance

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(Immediate quotes and advice during working hours)

Short Term Disability Insurance
Long Term Disability Insurance

Disability Income Insurance

If you're like most people, you depend on your salary to pay your monthly living expenses. What would happen if you had a disabling accident or illness and could not work? How would you...

• Replace your income?
• Make your monthly rent or mortgage loan payments?
• Buy your groceries?
• Make your car payments?
• Handle the rest of your day-to-day living expenses?
• Provide for your children?
• Save for retirement?

Most people don't realize the risk of becoming disabled, permanently or temporarily, at some point in their lives. The reality is that at age 40, your chances of becoming disabled for 90 days or more prior to age 65 is 43%.

Some people think -

I'll use my savings: If you saved 10% of your income each year, one year of total disability could wipe out 10 years of savings. Can you afford that?

I'll get a loan: Without an income, who will lend you money?

My spouse works: Can your spouse earn enough and be partner, parent, private nurse, and employee -all at the same time?

I'll sell my investments: Will a sale under forced conditions bring a true value? What will their value be at the time you are disabled?

I can rely upon Social Security: You cannot collect benefits until nine months have elapsed and even then you will only receive a pittance. Can you wait nine months for payment?

I'll count on family, friends, or charity: Would these sources have funds for you to use? Do you want to depend on them? Take out Long Term Disability Insurance now.

A UKinsuranceNET Disability Insurance policy can help keep you financially stable during difficult times by paying a monthly income, directly to you, when you are sick or hurt and unable to work.

UKinsuranceNET are specialist insurance brokers in this type of disability insurance cover and we deal with all of the major UK insurance companies and underwriters. We are not tied to any one insurer and so we are able to arrange cost effective protection for you without compromising quality. Speak to one of our highly experienced consultants today on 0844 875 55 33 or fill out our online quote request form and one of our advisors will contact you.